Unfortunately, “save money” has become a cliche, nowadays. Many of us are oblivious to the many other advantages of saving money. Furthermore, we have no idea how to spend or save money.

Many people will always come up with a question, “What’s the sense of saving money if I can’t spend it?” That is correct. But what if you have a medical emergency or perhaps another vehicle collides with yours? We must be more cautious and effective in this area.

Things beyond our control may force us to make a payment. When that happens, you don’t want to be caught off guard.

The process of supplying funds for commercial activities, purchases, or investments is known as financing. Banks, for example, are in the business of supplying capital to businesses, customers, and investors in order to assist them to achieve their objectives.

Here are some of the top books about personal finance that can help you better understand how to save and spend a fortune.


Best Personal Finance Books to Read

1. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!

1. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
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About the Book

“Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!” is a finance book written by Robert T. Kiyosaki and was published by Plata Publishing in 2017.

Robert’s experience of growing up with two fathers, his real father and the father of his best friend, his rich father, and the manner in which both men molded his views on money and investing is depicted in Rich Dad Poor Dad.

This book illustrates the difference between working for money and having money work for you.

Rich Dad Poor Dad’s messages, which were questioned and criticized 20 years ago, are more powerful, important, and valuable than they were two decades ago.

The lessons cover a variety of topics, including how to think about money as a concept, fundamental accounting, budgeting, and investment skills, and how to manage your money so that it works for you.

Readers should anticipate Robert to be open, analytical, and continue to rock a few boats in his retrospective, as he always does.

Book Review

This book is debatable, yet it simply works in terms of motivating you to take action. It’s partly based on Kiyosaki’s own life, in which he learned two distinct approaches to money from his father and his best friend.

By the time you’ve finished reading the story, you’ll be looking forward to putting the advice into practice.

This book explains about making your money to make money for yourself. It advises you on how to develop wealthy personal finance even if you are not wealthy.

The entire book revolves around the tagline. This book is a must-read for anyone interested in learning what the wealthy educate their kids about money. This book eloquently demonstrates how many extra variables the preceding statement contains.

Highly recommended for anyone considering starting a business to give them a better understanding of what it is and how to make it operate.

Key Takeaways from the Book

This book teaches:

  • The misconception that you need a high income to be wealthy is debunked.
  • Disproves the notion that your home is a valuable asset.
  • Demonstrates why parents should not rely on schools to teach their children about money.
  • Defines an asset and a liability once and for all.
  • Teach you how to teach your children about money so that they can be financially successful in the future.

About the Author

Robert Kiyosaki has changed and transformed the way tens of millions of people handle money all across the world.

He is a businessman, educator, and investor who thinks that we all have the ability to make positive changes in our lives, take charge of our financial futures, and live the rich lives we desire.

Robert has acquired a global reputation for frank talk, humor, and daring, and has become a strong and outspoken advocate for financial education, with viewpoints on money and investment that often defy common thinking.

Book Details

You can get this book in Paperback, Audible, Audiobook, and Kindle versions.

  • Author: Robert Kiyoski.
  • Pages: 336 (Paperback).
  • Category/Genre: Finance Books/ Parenting/ Personal Finance.

2. The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

2. The One-Page Financial Plan: A Simple Way to Be Smart About Your Money
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About the Book

“The One-Page Financial Plan: A Simple Way to Be Smart About Your Money” is a finance book written by Carl Richards and was published by Portfolio in 2015.

This book helps you to organize your entire financial career on a single page, making budgeting less of a hardship for the less disciplined.

Richards discusses spending and saving in the second half of the book. Richards doesn’t make any repeated suggestions here, instead of focusing on the typical suspects like budgeting.

Aside from the fatigued, the author suggests bringing your lunch to work, skipping the coffee shop latte, avoiding internet impulse purchases, and so on. One of his suggestions is to do a “spending cleansing.”

Book Review

Carl summarises what matters most into something that is straightforward and pleasant to read in a world where financial advice is convoluted and full of complexity.

The true test of a great book is whether the content is as useful to a professional as it is to a layperson. Without a doubt, the One-Page Financial Plan is.

Carl’s Method will undoubtedly help you discover the path if you’re unconvinced that a successful plan for your life and money can be condensed to a single page.

The One-Page Financial Plan will help you figure out what you really want out of life, get absolutely clear on where you are financially right now, and create a simple, concrete plan to bridge the gap between the two.

The author makes a compelling case for how people should think about money, and he breaks up the comments with those delightful drawings that make you smile while you get the message.

Key Takeaways from the Book

Through this book, you will learn:

  • Set some objectives, but be flexible and fine-tune them as you go.
  • Make saving entertaining by turning budgeting into a game.
  • Consider debt repayment as an investment in your future.

About the Author

Carl Richards is a licensed financial adviser and a New York Times columnist whose weekly Sketch Guy column has been published every Monday for over five years.

He is also a writer for Yahoo Finance and a contributor to Morningstar magazine. His first book, The Behavior Gap, was a big hit, and his weekly newsletter has subscribers all over the world. Richards is a well-known keynote speaker.

Book Details

You can get this book in Paperback, Audible, Audiobook, Hardcover, and Kindle versions.

  • Author: Carl Richards.
  • Pages: 224 (Hardcover).
  • Category/Genre: Finance Books/ Financial Accounting/ Budgeting and Money Management/ Introduction to Investing.

3. The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel

3. The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel 
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About the Book

“The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel ” is a book written by Benjamin Graham and Jason Zweig and collaborated by Warren E. Buffett and was published by Harper Business.

Benjamin Graham taught and inspired individuals all over the world.

Since its first publication, Graham’s idea of “value investing,” which protects investors from significant error and encourages them to construct long-term strategies, has made The Intelligent Investor the stock market bible.

While maintaining the integrity of Graham’s original text, this new edition includes new commentary from noted financial columnist Jason Zweig.

Jason Zweig, whose perspective combines today’s market reality, draws similarities between Graham’s analogies and today’s financial news, giving readers a greater grasp of how to interpret Graham’s principles.

Book Review

This HarperBusiness Essentials edition of The Intelligent Investor is the most interesting subject you will ever read on how to achieve your investment objectives. It is fundamental and irreplaceable.

Graham instructs investors on how to develop a sensible plan for buying stocks and bonds, noting that this plan must be a safeguard against emotional behavior, which is alluring during market ups and downs.

Graham’s wise counsel, analytical guidelines, and cautionary tales are still relevant for today’s investors, and Zweig’s commentary shows how Graham’s concepts apply to market developments in the 1990s and twenty-first century.

This is an excellent book for anyone who wants to learn more about investing or who wants to improve their skills.

Key Takeaways from the Book

Through this book, the author mentioned three important following points.

  • Intelligent investing is based on three principles: evaluate for the long run, shield yourself from losses, and never go for outrageous profits.
  • Mr. Market should never be trusted since he can be quite irrational in the short and medium term.
  • You’ll be alright if you stick to a specific method for making all of your investments.

About the Author

Many of today’s most successful businesses have been inspired by Benjamin Graham (1894-1976), the pioneer of value investing. He’s also the creator of Securities Assessment and Financial Statement Interpreting.

Book Details

You can get this book in Paperback, Kindle, Audible, and Audiobook versions.

  • Author: Benjamin Graham and Jason Zweig.
  • Pages: 640 (Paperback).
  • Category/Genre: Finance Books/ Deals in Books/ Private Equity/ Introduction to Investing.

4. The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime

4. The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
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About the Book

“The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime” is a finance book written by MJ DeMarco and was published by Viperion Publishing Corporation.

The Millionaire Fastlane exposes the flaws in the classic “get a degree, get a job, try harder, retire rich” model, redefines wealth, and teaches you how to retire early.

The Millionaire Fastlane is a re-enactment of a serendipitous meeting. It was a resuscitation in the Fastlane, ignited by a stranger driving a legendary car, a Lamborghini Countach.

With the birth of the Fastlane came the conviction and belief that gaining money did not have to take 50 years of financial mediocrity marked by decades of labour.

Book Review

This is by far the finest book on the subject ever written. This book will teach you more in two days than two years of business college courses.

There are times in your life when a light bulb appears to turn on or a switch appears to be flipped. Look no further than this book if you want to provoke one of these.

This book has a lot of knowledge about marketing, money, and wealth building. This book is for everybody who wants to make fortunes has a desire, and wants to make the world a better place ‘a world that is continually improving.

Hundreds more powerful sentences can be found throughout the book, especially at the finish.

Key Takeaways from the Book

Through this book, you will learn:

  • Wealth is defined by three things – and money is not among them: health, connections, and freedom.
  • At some point, you must be able to separate your income from your time.
  • Consider yourself a producer rather than a consumer.

About the Author

MJ DeMarco is a businessman, investor, counselor, and internationally best-selling columnist whose work has been translated into over 25 languages.

Book Details

You can get this book in Paperback, Audible, Audiobook, and Kindle versions.

  • Author: MJ DeMarco.
  • Pages: 336 (Paperback).
  • Category/Genre: Finance Books/ New Business Enterprises/ Entrepreneurship/ Motivational Management and Leadership.

5. Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series)

Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series) 
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About the Book

“Think and Grow Rich: The Landmark Bestseller Now Revised and Updated for the 21st Century (Think and Grow Rich Series) ” is a finance book written by Napoleon Hill and contributed by Arthur R. Pell and was published by TarcherPerigee.

It was the first book to tackle the intriguing issue of “What constitutes a victor?” Napoleon Hill, the man who presented the question and waited for an answer, is now one of the world’s most successful people.

The most famous of all success trainers spent “a fortune and the best part of a lifetime of labor” to develop the “Law of Success” theory that underpins his books and is summarised so succinctly in this one.

Hill uses the experiences of Andrew Carnegie, Thomas Edison, Henry Ford, and other entrepreneurs of his period to demonstrate his theories in the original Think and Grow Rich, published in 1937.

The author skillfully intertwines anecdotal stories of how contemporary multimillionaires came into their wealth in the updated version.

Book Review

Think and Grow Rich is a collection of the 13 most prevalent habits of affluent and powerful people, culled from 20-year research of over 500 people.

Every chapter of this book mentions the money-making secret that has produced fortunes for over 500 extremely wealthy men and has been meticulously researched over a lengthy period of time.

The secret is revealed in this book, which has been put to the test by thousands of people from all walks of life.

It’s a book about ambition, planning, and doing what it takes to be successful. This book is for you if you’re a young entrepreneur.

Key Takeaways from the Book

Through this book, you will learn the following points:

  • Autosuggestion might help you develop a firm belief in yourself.
  • Stay to your guns and stick to your decisions.
  • To shorten your learning curve, join a Mastermind group.

About the Author

Napoleon Hill had a long and fruitful career as a lecturer, author, and business consultant.

Think and Grow Rich is the all-time best-selling book in its area, with 15 million copies sold globally, and it is the gold standard for motivational thinking today.

Book Details

You can get this book in Paperback, Audible, Audiobook, Hardcover, and Kindle versions.

  • Author: Napolean Hill.
  • Pages: 320 (Paperback).
  • Category/Genre: Finance Books/ Budgeting and Money Management/ Entrepreneurship/ Success Self-Help.

6. The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich

6. The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich
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About the Book

“The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich” is a finance book written by David Bach and was published by Crown in 2016.

The Automatic Millionaire begins with a moving narrative about a typical American marriage.

You’ll learn the shocking fact that you can’t get rich on a budget through their narrative. You must have a fully automated plan to pay yourself first, a plan that will automatically safeguard your tomorrow and compensate for your today.

This is the first update since 2005, and it covers new knowledge on taxes, investments, technology, and apps to help you manage your finances, as well as David’s most up-to-date systems to make the actual system even better.

The Automatic Millionaire is a step-by-step technique for accumulating riches without being controlled, using fixed proportions, tiny payments, and automatic transactions.

Book Review

This was an excellent book for newcomers to personal finance. This is an excellent book to start with if you’re unfamiliar with the fundamentals of personal finance and want to start amassing money.

It merely offers you the simple truths about investing a substantial percentage of your salary and living below your means through some very simple narrative telling and avoidance of technical math and explanations.

The suggestions in this book on how to set aside a part of your money for your future self will astound you. This book, on the other hand, narrates the narrative through the eyes of a couple who gives you hope that you can do it yourself, which is really motivating.

Take the time to read the book. You will see that if you make the correct decisions, you may be successful as well. This book is extremely inspiring. It covers all of the fundamentals you’ll need to succeed with money management.

Key Takeaways from the Book

Through this book, you will learn:

  • A small amount saved each day will go a long way.
  • To take care of your financial prospects, pay yourself properly.
  • You may invest in a disciplined manner without having to be disciplined yourself by setting up automatic payments.

About the Author

Start Late, Finish Rich, and Smart Couples Finish Rich are just a few of David Bach‘s 10 New York Times bestsellers.

When the book was first launched in 2004, The Automatic Millionaire was a smashing success, spending thirty-one weeks on the New York Times bestseller list.

Book Details

You can get this book in Paperback and Kindle versions.

  • Author: David Bach.
  • Pages: 288 (Paperback).
  • Category/Genre: Finance Books/ Budgeting and Money Management/ Business Motivation and Self-Improvement/ Motivational Management and Leadership.

7. The Richest Man In Babylon

7. The Richest Man In Babylon
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About the Book

“The Richest Man In Babylon” is a well-known book on finance written by George S. Clason and was published by Dauphin Publications Inc.

The Richest Man in Babylon has been acclaimed as the best of all inspirational books on the themes of thrift, financial planning, and personal riches, based on “Babylonian parables.”

These entertaining and enlightening stories, written in plain language, will set you on a sure route to riches and the delights that come with it.

It is a well-known bestseller that provides insight and a solution to your particular financial problems.

The secrets to making money, preserving money, and making money earn more money are revealed here. This original copy includes George S. Clason’s original language, content, and message, as written in 1926.

Book Review

The Richest Man In Babylon is a collection of stories and parables from ancient Babylon that provide sound financial advice that may be used today.

The fundamentals are simple and straightforward. Even though it was written a long time ago, this book contains straightforward anecdotes that depict actual transactions and thinking processes that we have all experienced.

The story is fantastic, the teachings are insightful, and the author is original. You will acquire many essential things from reading this book.

Key Takeaways from the Book

The author teaches three short and valuable points.

  • Keep your spending to a minimum.
  • Learn how to be fortunate.
  • Never go into debt.

About the Author

George Samuel Clason was born in Missouri and died in California’s Napa Valley. He served as a soldier, a merchant, and a writer over the course of his eighty-two years. During the Spanish-American War, he served in the US Army.

He is most known for producing a series of pamphlets about how to be frugal and achieve financial success. In 1926, he began composing the pamphlets, which were based on ancient Babylonian parables.

Book Details

You can get this book in Paperback, Audible, Audiobook, and Kindle versions.

  • Author: George S Clason.
  • Pages: 94 (Paperback).
  • Category/Genre: Finance Books/ Budgeting and Money Management/ Banks and Banking/ Casualty Insurance.

8. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

8. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth
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About the Book

“Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth” is a finance book written by T. Harv Eker and was published by HarperCollins e-books.

The Millionaire’s Secrets It’s like having two novels in one. The first part of your money blueprint explains how it works.

You’ll understand how your formative influences have molded your financial fate thanks to Eker’s uncommon combination of street smarts, comedy, and heart.

You’ll also discover how to identify and “revise” your own money blueprint so that you may not only attain success but also preserve and grow it.

Book Review

This is the most compelling, persuasive, and effective book you will ever read on how to become wealthy.

The Millionaire’s Secrets Mind implies that our financial performance is not predetermined at birth, and it demonstrates how to overcome psychological blocks and adopt the habits and thinking of the wealthy.

This book will show you how to remove the negative components of your financial wiring and replace them with good financial concepts and behaviors.

It’s truly a money book that emphasizes financial balance over-investing or money management. With each chapter, the author recommends manageable goals and provides plenty of motivational advice.

Key Takeaways from the Book

Through this book, you will learn:

  • You have a natural tendency to follow in your parents’ footsteps when it comes to making money.
  • If you want to be in charge of your finances, you must first recognize that you are in charge.
  • If you detest wealthy people, you will never be wealthy.

About the Author

T. Harv Eker went from zero to millionaire in about two and a half years by using the techniques he teaches. Eker is the chairman of Peak Potentials Training, one of North America’s fastest-growing success training firms.

Book Details

You can get this book in Paperback, Audible, Audiobook, Hardcover, and Kindle versions.

  • Author: T. Harv Eker.
  • Pages: 210 (Hardcover).
  • Category/Genre: Finance Books/ Businees Mentoring and Coaching/ Startups/ Business Technology Innovation.

Final Verdict

The books listed above will help you start mastering money in your life by providing you with additional financial information. It will assist you in starting over. Good luck with your finances!


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