35 Financial Planning Quotes to Inspire You to Save and Invest

Financial Planning is all about deciding what you want to do with your money and then work creating a plan to make that happen.

Financial planning might include making a budget, saving money, investing in assets like stocks or real estate, and managing risk using insurance.


Top 7 Financial Planning Quotes


Planning is bringing the future into the present so that you can do something about it now. ~ Alan Lakein.


Failure to plan your finances is the doorway to mediocre living. ~ Sujit Lalwani.


Debt erases freedom more surely than anything else. ~ Merryn Somerset Webb.


A budget is telling your money where to go instead of wondering where it went. ~ Dave Ramsey.


Budgeting your money is the key to having enough. ~ Elizabeth Warren.


Stop thinking about what your money can buy. Start thinking about what your money can earn. ~ J.L. Collins.


Financial fitness is not pipe dream or a state of mind it’s a reality if you are willing to pursue it and embrace it. ~ Will Robinson.

Other Relevant Quotes: 42 Financial Management Quotes about Finances and Credit and 53 Financial Independence Quotes to Live Financially Free

Best Financial Planning Quotes

Investing is not nearly as difficult as it looks. Successful investing involves doing a few things right and avoiding serious mistakes. ~ Jack Bogle.


The old Wall Street adage never invest in anything that eats or needs repairs may apply to racehorses, but it’s malarkey when it comes to houses. ~ Peter Lynch.

To achieve what 1% of the world’s population has (Financial Freedom), you must be willing to do what only 1% dare to do. Hard work and perseverance of highest order. ~ Manoj Arora, (Rat Race to Financial Freedom).

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn’t such a great problem. It’s when you don’t know the two points that it’s difficult. ~ Venita VanCaspel.


A financial plan is a way to take all of the money advice you come across and figure out how it applies to your specific financial situation. ~ Alexa Von Tobel.

Rich old people are more attractive than poor old people, so by all means, try to get rich before age sets in. Otherwise, you’ll just be playing catch-up for the rest of your life and that will just wear you out, let me tell you. ~ Jill Conner Browne.

Famous Financial Planning Quotes


Yes, your kids should go to school. No, you shouldn’t bankroll their degree whatever the cost. You’ve spent your life creating a sound financial plan; don’t upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. ~ Suze Orman.

Since 1994, lawmakers on both sides of the aisle have considered it politically risky to offer a plan to fix America’s broken health care system. The American public, though, has paid the price for this silence as health care costs skyrocketed, millions went uninsured, and millions more grappled with financial insecurity and hardship. ~ Ron Wyden.

I think you have to learn that there’s a company behind every stock, and that there’s only one real reason why stocks go up. Companies go from doing poorly to doing well or small companies grow to large companies. ~ Peter Lynch.


Thoughtful financial planning can easily take a backseat to daily life. ~ Suze Orman (Financial Expert).

Before you can become a millionaire, you must learn to think like one. You must learn how to motivate yourself to counter fear with courage. Making critical decisions about your career, business, investments and other resources conjures up fear, fear that is part of the process of becoming a financial success. ~ Thomas J. Stanley.

Please allow me to offer a simple financial plan. Invest in chocolate. Buy bars. Lots of bars. If we do enter anything approximating a real financial depression, you will not be able to improve your mood with gold. ~ Anita Renfroe.

Wise Financial Planning Quotes

Nineteen years ago, I saw two commercial airliners crash into the Twin Towers in New York City. What followed afterwards was complete panic — the stock market closed for five days and the sell-off afterwards felt like it would never end. That was how my financial adviser career began and, back then, I believed it would be my shortest employment ever. I’m glad my hunch was wrong because the markets more than recovered. Most importantly, our country recovered. And our country will recover from this, too. ~ Jeff Rose (Finance Blogger).


If your goal is to become financially secure, you’ll likely attain it… But if your motive is to make money to spend money on the good life… you’re never gonna make it. ~ Thomas J. Stanley.

Even the securest financial plan and the finest health coverage aren’t enough to hold us steady when the challenges come… We need something more, something deeper and unshakeable, something that will see us through life’s hard times. ~ Billy Graham.


It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. ~ Robert Kiyosaki.

Focusing only on the short term puts us in a position to make bad choices. We ignore all other factors that lead to the overall value of the loan in order to achieve that one singular goal now – whether the goal is a lower payment, a lower interest rate, or a dream home. In the long term, this always proves to be costly. ~ Dale Vermillion.


I suspect if people live a lot longer they would be retired for a somewhat longer period of time. Just the financial planning takes on a very different character. ~ Peter Thiel.

I am a financial planner, not a psychiatrist, but I do know that your net worth will rise to meet your self-worth only if your self-worth rises to accept what can be yours. ~ Suze Orman.

Useful Financial Planning Quotes

I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from Alice in Wonderland, in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere. ~ Mark Singer.

Nobody can predict interest rates, the future direction of the economy or the stock market. Dismiss all such forecasts and concentrate on what’s actually happening to the companies in which you’ve invested. ~ Peter Lynch.

Of course, no one likes to log into their accounts and see red but remember, it’s not about trying to time the market, rather the time in the market. The best way to participate in the market recovery is to stay invested, so don’t neglect your ongoing contributions. If you can maintain some level of 401(k) contributions or investment savings, you can invest at the dips. When the equity markets do recover, you will emerge with more shares. ~ Marguerita Cheng.


Don’t take financial advice from broke people -Do what rich people are doing. ~ Santanu Saw.

I know, when I look into the eyes of my own children, the look of wonder when I speak of life back in the ’60s. That’s why the Rolling Stones are such a hit even in their 60s, why Dennis Hopper is so compelling, even when he’s making pitches for something unhip as long-term financial planning. ~ Chris Matthews.


Remember, buying something is not the problem. The problem comes when we believe, for that moment, that the object we’re buying is going to make us happy. ~ Celso Cukierkorn (Secrets of Jewish Wealth Revealed!).

Among other objectives, liquidity guidelines must take into account the risks that inadequate liquidity planning by major financial firms pose for the broader financial system, and they must ensure that these firms do not become excessively reliant on liquidity support from the central bank. ~ Ben Bernanke.

So these were the 35 top quotes about Financial Planning.

If you like these quotes and sayings, then you can also read my other popular blog posts on the topics of Financial Wisdom quotes and Financial Literacy quotes.

References and Sources:

  1. 15 Financial Planning Quotes to Help Keep you on Track
  2. Financial Planning Quotes (86 quotes) – Goodreads
  3. Top 15 Financial Planning Quotes That Will Inspire You
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Chandan Negi
Chandan Negi

I’m the Founder of Internet Pillar - I love sharing quotes and motivational content to inspire and motivate people - #quotes #motivation #internetpillar