54 Saving Money Quotes to Keep You on Track

Saving money signifies securely preserving your funds, such as in a bank, for future use.

The concept stresses not merely on how much money one makes, but on how much is saved. This challenges our human tendency towards immediate gratification.

Phrases like “save for a rainy day” and “a penny saved is a penny earned” emphasize the timeless importance of savings.

Indeed, life can be an unexpected roller coaster, which underscores the essential truth that the focus should be on money conservation, not just acquisition.


This frugal mindset is not innate for many and it’s often tough to prioritize long-term goals over immediate satisfaction, which might explain why wealth accumulation varies widely.

Also read: Financial Wisdom Quotes and Inspiring Money Quotes

To inspire wiser spending and more consistent saving, a collection of money quotes can be employed as money affirmations or penned down in a money journal.

These quotes and sayings aim to motivate towards better saving habits for long-term financial stability.

Top 10 Saving Money Quotes


No matter how much you eat, save some seeds for sowing. ~ Latin Proverb.


A penny saved is a penny earned. ~ Benjamin Franklin.


Saving is the gap between your ego and your income. ~ Morgan Housel.


He who will not economize will have to agonize. ~ Confucius.


You can be young without money, but you can’t be old without it. ~ Tennessee Williams.


I believe that thrift is essential to well-ordered living. ~ John D. Rockefeller.


We design our lives through the power of choices. ~ Richard Bach.


Saving money is good. Saving dreams is not good. ~ Richie Norton.


It is thrifty to prepare today for the wants of tomorrow. ~ Aesop.


The potential to save money, paper and trees is enormous. ~ Diane Stean.


Waste neither time nor money, but make the best use of both. ~ Benjamin Franklin.

Inspiring Saving Money Quotes

It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age. ~ Alexa Von Tobel.

Save a little money each month and at the end of the year you’ll be surprised at how little you have. ~ Ernest Haskins.


Being a smart shopper is the first step to getting rich. ~ Mark Cuban.

By definition, saving for anything – requires us to not get things now so that we can get bigger ones later. ~ Jean Chatzky.

Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it ensures the possibility of satisfying a new desire when it arises. ~ Aristotle.


Keep your eyes on the price when spending, don’t regret later to find that you have nothing for tomorrow. ~ Auliq Ice.

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. ~ Ayn Rand.


A budget is telling your money where to go instead of wondering where it went. ~ John C. Maxwell.

Famous Quotes about Saving Money

The journey of a thousand miles begins with one step. ~ Lao Tzu.

When bicycling, you’re simply less likely to make unplanned purchases, especially large ones. Shopping, especially for bulky items, must be more carefully planned and premeditated – you’ll want to do it all at once, and either bringing your trailer or renting or borrowing a car for an afternoon. ~ Elly Blue.


Save your money. You’re going to need twice as much money in your old age as you think. ~ Michael Caine.

If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life you’ll never have enough. ~ Oprah Winfrey.

The people who are taking these loans because it’s the only way they can afford their house are exposing themselves to a lot of risks. They’re not saving money and they’re not building equity, which means they could find themselves in a scenario where they owe more money than their house is worth. ~ Ric Edelman.


The price of anything is the amount of life you exchange for it. ~ Henry David Thoreau.

Money should be mastered, not served. ~ Publilius Syrus.

He who buys what he does not need, steals from himself. ~ Swedish Proverb.

Wise Quotes about Saving Money


Once you really accept that spending money doesn’t equal happiness, you have half the battle won. ~ Ernest Callenbach.

A man who both spends and saves money is the happiest man, because he has both enjoyments. ~ Samuel Johnson.


The more your money works for you, the less you have to work for money. ~ Idowu Koyenikan.

I used to say why save money if I’ll die tomorrow, I haven’t died yet and I have nothing to survive on. ~ Bangambiki Habyarimana.


Saving allows us to survive but investing enables us to thrive. ~ Logan Allegianis-Pierce.

A simple fact that is hard to learn is that the time to save money is when you have some. ~ Jon Moore.

Money goes where it’s respected. So, spend wisely; save and invest carefully; pay bills on time; keep good financial records; get professional help and advice when you need it. ~ James Goi Jr.


Do not save what is left after spending, but spend what is left after saving. ~ Warren Buffett.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. ~ Johann Wolfgang Von Goethe.

Save money on the big, boring stuff so that you have something left over for life’s little pleasures. ~ Elisabeth Leamy.


Cutting food waste is a delicious way of saving money, helping to feed the world and protect the planet. ~ Tristram Stuart.

Saving money won’t get us rich. You have to spend it to get it. ~ Jonathan Anthony Burkett.

The art is not in making money but in keeping it. ~ Proverb.


Saving a small amount soon builds up to a large amount. ~ Scottish Proverb.

Empty pockets never held anyone back. Only empty heads and empty hearts can do that. ~ Norman Vincent Peale.


Small amounts saved daily add up to huge investments in the end. ~ Margo Vader.

You don’t have to see the whole staircase, just take the first step. ~ Martin Luther King, Jr.


The future belongs to those who prepare for it today. ~ Malcolm X.

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. ~ T.T. Munger.

Great Saving Money Quotes

So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. ~ Alan Watts.


It’s not your salary that makes you rich, it’s your spending habits. ~ Charles A Jaffe.

Never spend your money before you have earned it. ~ Thomas Jefferson.


If you buy things you do not need soon you will have to sell things you need. ~ Warren Buffett.

Restraining, saving, assuring your checkbook balance… What does all that amount to? If I go broke one day I’ll just take out loans. ~ Novala Takemoto.

So these were the 54 top quotes about Saving Money.

If you like these quotes and sayings, then you can also read my other popular blog posts on the topics of Debt Free quotes and Real Estate Investing quotes.

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Chandan Negi
Chandan Negi

I’m the Founder of Internet Pillar - I love sharing quotes and motivational content to inspire and motivate people - #quotes #motivation #internetpillar