53 Best Banking Quotes and Sayings for Bankers

Banking, a business that primarily involves lending money, is widely considered a sought-after career and plays an integral role in capitalism by providing credit.

The history of banking is remarkably coherent, with the industry serving as the root of various sectors such as railways, automobiles, telephones, airlines, oil companies and technology firms.

Some prominent banks even trace their heritage back to the founding of the United States. The continual technological revolution and shifts in eras have heightened public interest in the operation of banks.


A collection of insightful banking quotes has been curated to further this interest and offer valuable insights to both established bankers and aspirants.

Related: Financial Management Quotes about Finances and Credit

These sayings, drawn from influential figures and their perspectives on banking, aim to inspire and educate, enhancing people’s understanding and appreciation of the banking sector’s historical and contemporary roles.

Top 10 Banking Quotes


Banking gives you a glimpse into what makes companies succeed and what makes companies fail. ~ Unknown.


It is no coincidence that the century of total war coincided with the century of central banking. ~ Ron Paul.


Banks get in trouble for one reason: They make bad loans. ~ Carl Webb.


Banking is very good business if you don’t do anything dumb. ~ Warren Buffett.


I hesitate to deposit money in a bank. I am afraid I shall never dare to take it out again. ~ Jean Baudrillard.


In banking or finance, trust is the only thing you have to sell. ~ Patrick Dixon.


Banking was conceived in iniquity and born in sin. ~ Josiah Stamp.


Banking establishments are more dangerous than standing armies. ~ Thomas Jefferson.


Adventure is the life of commerce, but caution is the life of banking. ~ Walter Bagehot.


At its core, banking is not simply about profit, but about personal relationships. ~ Felix Rohatyn.

Famous Banking Quotes

Open banking brings a new era of competition to Australian financial services, creating a level playing field between banks, fintechs, and other financial services providers. ~ Alex Johnston.


Bottom line, having a customer-centric culture is more than just a good thing – it’s become a matter of survival. ~ Jim Marous.

We should pay attention to the control of bank credit offerings and strengthen guidance for commercial banks. ~ Zheng Jinping.

If you owe the bank $100, that’s your problem. If you owe the bank $100 million, that’s the bank’s problem. ~ J Paul Getty.


Banking is necessary, banks are not. ~ Bill Gates.

There’s a loss of faith in the banking system that for so long has been the backbone of prosperity and growth. ~ Lucy Powell.

Each year technology makes the world more complex for people to understand. So, easy-to-use services for consumers are in particularly great demand. ~ Alex Kreger.


A healthy banking system is one of the vital parts of a nation’s foundation. ~ Hendrith Smith.

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track. ~ Suze Orman.


I have always been afraid of banks. ~ Andrew Jackson.


I feel sorry for those financial institutions that don’t have mobile account opening on their radar. ~ Shane Ferrell.

Best Banking Quotes

There are more banks than bankers, and that’s fundamentally the problem. ~ Morris Shapiro.


Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back. ~ Earl Wilson.

Banking technology has made it simple and efficient to invest in good causes. ~ Mark Skousen.

The modern banking system manufactures money out of nothing. The process is perhaps the most astounding piece of sleight-of-hand that was ever invented. ~ Josiah Stamp.


Banking is a branch of the information business. ~ Walter Wriston.

Banks have to upgrade themselves or risk being burnt to the ground. ~ JP Nicols.

Progress is cumulative in science and engineering, but cyclical in finance. ~ James Grant.


If you have a gun you can rob a bank, but if you have a bank, you can rob everyone. ~ Bill Maher.

There’s more honor in investment management than in investment banking. ~ Charlie Munger.

If banks can’t offer something more valuable than Amazon Prime, then we’re probably in the wrong business. ~ Bradley Leimer.

I saw a bank that said 24 Hour Banking, but I don’t have that much time. ~ Steven Wright.


A bank is a place that will lend you money if you can prove that you don’t need it. ~ Bob Hope.

Every banker knows that if he has to prove he is worthy of credit, in fact his credit is gone. ~ Walter Bagehot.

A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain. ~ Mark Twain.


Most of us spend our lives as if we had another one in the bank. ~ Ben Irwin.

Banking may well be a career from which no man really recovers. ~ John Kenneth Galbraith.

I founded Grameen Bank to provide loans to those considered traditionally unbankable. ~ Muhammad Yunus.


Our financial markets work best when they are competitive, fair, and transparent. ~ Kenneth C. Griffin.

There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call ‘funny’ banking. ~ Venita Van Caspel.

Banks need to think through their ethics very carefully, and many have done so. I don’t know any bank that dismisses the concept of ethical banking. ~ Justin Welby.


Those who support humanism should welcome Islamic banking and finance in India. ~ Justice Krishna Iyer.

Great Banking Quotes

If you compare banks to companies like Google, it’s evident that banks are still at the nascent stage of the digital and data revolution. ~ Vik Atal.

Financial institutions must be able to deliver as easy to navigate, a seamless digital platform that goes far beyond a miniaturized online banking offering. ~ Jim Marous.

I do not think you can trust bankers to control themselves. They are like heroin addicts. ~ Charlie Munger.


Good banking is produced not by good laws, but by good bankers. ~ Hartley Withers.

If banks cannot truly be customer intimate, they are doomed to be just dumb commodities, acting behind the scenes, like utilities. ~ JP Nicols.

To start doing online banking and bill paying is a behavior shift. For most people, it requires someone you know and believer to say it’s a good idea. ~ Judy Wicks.


Being a bank director is like being a pilot of an aircraft. It’s years of boredom and seconds of terror. ~ Moira Johnston.

So these were the 53 famous quotes about Banking.

If you like these quotes and sayings, then you can also read my other popular blog posts on the topics of Frugality quotes and Minimalism quotes.

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Chandan Negi
Chandan Negi

I’m the Founder of Internet Pillar - I love sharing quotes and motivational content to inspire and motivate people - #quotes #motivation #internetpillar